Baccarat is a card game that generates a significant chunk of Nevada’s table-gaming revenue. But, while it’s a relatively easy game to learn, it doesn’t have the intellectual stimulation of poker or the high-risk thrills of horse racing’s Pick Six. This means that players looking to win big should take the time to learn the basics of baccarat before hitting the tables.

Before the cards are dealt, you must make your bet – which will be either Player, Banker or Tie. This decision will determine how much you can win. You can also adjust your bet for each round.

The goal of baccarat is to have the hand that comes closest to 9. The Player and Banker receive two cards each. Aces are worth one point, while the number and picture cards are worth 0 points. If the sum of the total is more than 9, a third card may be drawn.

Once the hands have been played out, a winning hand is determined by the one that is closest to 9 points. A Banker bet pays out 1:1 if it wins, but the house takes a 5% commission on the Banker’s winnings. A bet on the Player’s hand will pay out 8:1 if it wins. A bet on a Tie will pay out 9:1 if it wins.

In addition to learning the rules of the game, you should know how to read a score board. The score board shows the totals of each hand and indicates when a third card should be drawn (if necessary). It is important to understand the scoring system in order to place your bets correctly.

Free baccarat games are a great way for beginners to practice their strategies without risking real money. They can help players avoid common mistakes and build confidence until they’re ready to play for money. Baccarat games can be found at many online casinos, including those that offer mobile apps.

While baccarat is a fun and exciting game, it’s important to keep your spending under control. To do so, set a budget in advance and stick to it. Treat baccarat like you would any other night out: bring only the amount of cash that you’re willing to lose. This will prevent you from chasing losses and getting into debt. And if you do happen to lose, remember that it’s okay! You can always try again later.